Who Pays Your Rideshare Accident Medical Bills

Answer:

We were speaking to someone the other day who’d been injured in a rideshare accident case in Kansas. They were asking who is responsible for paying their medical bills for their injury in that accident. In Kansas, the first insurance carrier that will pay your medical bills is actually your own insurance carrier. They will pay your bills under what is called personal injury protection or PIP portion of your policy. That is a portion of your auto insurance policy that provides usually about $4,500 in medical coverage for injuries that you have in an accident, regardless of who was at fault. Your own insurance carrier pays the bills first and then after that limit of $4,500 or whatever the limit is on your policy is paid, then your own health insurance actually steps in and starts to pay the medical bills until you are done treating. Once you are done treating, then all of your medical bills, both those paid by your auto insurance under your PIP and the medical bills paid by your health insurance, all of the medical bills and all of the damages will be submitted to the insurance carrier of the at fault driver or the driver who is responsible for the accident and a demand will be made against them to pay those medical bills. Those are all details that we can help you with and we can make sure that all the bills are submitted to the correct insurance carrier as you’re getting treatment so that you can get the treatment and handle that for you as well as submitting that demand to the responsible insurance carrier once you are done with treatment. If you have any questions about how to get your medical bills related to your rideshare injury accident paid in Kansas, give us a call and we’d be happy to answer your questions.