Were you injured in a car crash and have questions? Read our 3 car accident injury tips for guidance, then contact our Kansas attorneys now.
1) Car Accident Case Value
There are several different types of damages that can be recovered in an auto accident injury case. One is economic damages. Those are the things like medical bills, lost wages, anything that we can place a value on and know from a bill or an invoice the amount of those damages.
There’s another category or type of damages in Kansas called non-economic damages, and those are a lot harder to determine. Those are the things like pain and suffering, the inconvenience of having to go to the doctor, the worry about the long-term ramifications of your injury, the impact the injury has had on your family, and all of the ways that the injury can impact your life beyond the medical bills and lost wages.
Once we have an idea of how much both the economic and non-economic damages are, and also how this injury has affected your life, then we would be able to give you an idea of the value of your case and help you determine the value of your case.
2) Lost Wage Reimbursement
In Kansas, your own insurance policy will have what’s called personal injury protection, or PIP coverage, as part of your policy. Included in the PIP coverage is a lost wage reimbursement. There are limits on how much is paid, and there is a limit on how long that reimbursement is paid by PIP. We can help you get that PIP payment. We can also put together a claim for all of your lost wages that’s not limited by the benefit on your PIP coverage, but instead includes all of the lost wages that you have suffered as a result of the car accident in Kansas, and we can collect payment for those lost wages from the responsible party.
3) Paying Medical Bills
There are several different ways to get your medical bills paid that we can help you with. One is that every insurance policy in Kansas is required to have personal injury protection coverage, or PIP coverage. That is a coverage for medical bills that is usually at least $4,500 in medical bills, and it can go up from there. That coverage is to allow you, when you’ve been injured in a car wreck, to go get the treatment that you need, up to $4,500 in treatment, even if you don’t have health insurance. Your auto insurance under your PIP coverage will be the first insurance carrier responsible for your medical bills. Again, that’s so you can go get the treatment without having to establish who was at fault.
Once you exceed or use up all that $4,500, then your own health insurance would start paying the medical bills. A lot of people think that the responsible driver’s insurance company is who should be paying those medical bills – and they should – but in Kansas they don’t have to pay those bills as you’re getting the treatment. What we would do is we would be making sure that your PIP carrier and your health insurance carrier are paying the medical bills as you’re getting the treatment. Once you’re done with treatment, we submit all those bills to the insurance company of the responsible driver and collect payment of those medical bills from that insurance company.
Were you or a loved one severely injured in a car accident in Kansas and have questions about 3 car accident injury tips? Contact our experienced Kansas car accident lawyers today for a free consultation and case evaluation.
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